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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great card

Great card and great service. Tips on the app are very used too Reviewed on: 11th April 2023

Great for rebuilding

I have found Zopa to be a responsible lender and have been able to rebuild my credit score. I feel that I am in control my credit and can choose to increase or not. I like that payments are instant so you always know where you are at. Zopa for me have been amazing and if like me you need to rebuild your score or take better control over your spending then Zopa is perfect. Yes the interest rate is on the higher side, but if you keep your spending down and pay off either in full or more than the minimum you can keep on top of it. Also if you have a poor credit rating then you won’t get better! Reviewed on: 11th April 2023

Perfect :)

Great Company, easy to use App, fantastic customer service! Brilliant. Reviewed on: 11th April 2023

No quibble company

Amazing company. Keeps you up to date. Customer service is the best I have ever dealt with. Would recommend to friends and family Reviewed on: 11th April 2023

John

Efficient , helpful and always listen Reviewed on: 11th April 2023

Honest great service

Been with zopa for a while now and simply can't fault the honest and easy service it provides. Would recommend to anyone wanting to utilise these services. Reviewed on: 11th April 2023

Very good and helpful

Always been there if needed and very helpful and understanding Reviewed on: 11th April 2023

Best card providers

Easy to make always email you about everything Reviewed on: 11th April 2023

In Control

Very easy to use and always in control via the app Reviewed on: 11th April 2023

Credit Card

So easy to use and great app easy to track spending Reviewed on: 11th April 2023

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