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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Brilliant

5
Always found it easy to use the online service and I like that I can buffer my available balance Reviewed on: 11th April 2023
catherine johnson's avatar
catherine johnson

Excellent choice

5
Words can't even explain zopa is the best Reviewed on: 11th April 2023
Junglis1's avatar
Junglis1

Excellent

5
Very user friendly app and and all ways works Reviewed on: 11th April 2023
Ben Graham's avatar
Ben Graham

Quick and easy to use

5
Quick and easy to use, app is convenient Reviewed on: 11th April 2023
Dan Ward's avatar
Dan Ward

Brilliant

5
Good communications ans keep you up to date, no issues what so ever. Excellent Reviewed on: 11th April 2023
Andy's avatar
Andy

Great customer service

5
Great customer service, always will to help with anything. Reviewed on: 11th April 2023
Shay Ashby's avatar
Shay Ashby

Does what it says

5
Amazing customer service and support. A very responsible lender and would certainly recommend their products Reviewed on: 11th April 2023
Carol Wright's avatar
Carol Wright

Just perfect

5
App nice and easy to use and keep track of spend Reviewed on: 11th April 2023
Bec's avatar
Bec

Bad Credit

5
I have a bad credit history which I am working hard to fix, I was accepted straight away by Zopa and after a few months my credit score has already improved massively. Thank you Zopa! Reviewed on: 11th April 2023
Dylan123456789's avatar
Dylan123456789

Excellent company

5
Excellent have no complaints whatsoever what you see is what you get Reviewed on: 11th April 2023
Caz67's avatar
Caz67

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