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Zopa: Credit card reviews

4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy

5
Simple and easy to use. Account information is clear Reviewed on: 11th April 2023

Excellent

5
Fabulous service, great customer service and fair allocation Reviewed on: 11th April 2023

Ideal

5
They are ideal keep emails etc to a minimum and very easy and good to deal with Reviewed on: 11th April 2023

Amazing

5
Exactly what I wanted, customer service is outstanding Reviewed on: 11th April 2023

Great service

5
Never an issue since having this card Reviewed on: 11th April 2023

Efficient

5
Balance updated instantly with payments and transactions. Love my Zopa card Reviewed on: 11th April 2023

Great service

5
Great service, easy application process. Great qpp to control your account. Reviewed on: 11th April 2023

Easy app

5
Great application for mobile, easy to use, view statements etc Reviewed on: 10th April 2023

Good and easy with the app.

5
Ive not had any issues with Zopa and I'm quite happy with them. Reviewed on: 9th April 2023

Excellent

5
Easy quick to use and very satisfying. Reviewed on: 9th April 2023

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