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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

No hassle

Easy application, helpful support, very quick with no hassle Reviewed on: 5th April 2023

The best credit card provider

Really easy to use and very helpful. Also a great app. Would recommend zopa to all my friends and family Reviewed on: 5th April 2023

Straight forward clarity friendly

Any experiences I've had with zopa have been delightful Reviewed on: 5th April 2023

Brilliant to deal very easy app 100 nice fast people to deal wit

Fast and friendly service great phone app lovey after care if needed helped me out with great communication skills and talk to you like a person should brilliant service Reviewed on: 5th April 2023

Great cards

The very best provider, hands down.. Reviewed on: 5th April 2023

Nice company

No matter the credit rating they are good Reviewed on: 5th April 2023

Great Service, great app, simple to apply for and use

Seamless process that offers a great app, Extremely happy customer . Well done to the Zopa team . Take financial services to another level. Reviewed on: 5th April 2023

Credit card

Such a good provider, app is really user friendly and very easy to navigate. Would definitely recommend Reviewed on: 5th April 2023

Fantastic company

Amazing staff work great easy and simple app Reviewed on: 5th April 2023

Excellent service

Good communications, easy to use APP Reviewed on: 5th April 2023

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