Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Great experience

5
Fast response to my loan very happy with the experience with dealing with ZOPA Reviewed on: 5th April 2023
Jason Hnatyszyn's avatar
Jason Hnatyszyn

Recommended

5
Great service I’m happy with you service it’s easy to use & repayment is great. Reviewed on: 5th April 2023
adrienne smith's avatar
adrienne smith

A very good company

5
I like Zopa as they are consistent in reminding you of your spending. They keep you alert. Safe to use Reviewed on: 5th April 2023
krazymotors@yahoo.co.uk's avatar
[email protected]

Am amazing loan provider

5
Excellent experience despite my bad credit rating. Zopa provided me with an opportunity to rebuild my ratings and help me to meet my financial obligations without stress of paying back Reviewed on: 5th April 2023
Rasheed Bello's avatar
Rasheed Bello

Amazing service

5
Rates, ease, service are all excellent i have recommended Zopa to 6 family and friends Reviewed on: 5th April 2023
Shaun Isaacs's avatar
Shaun Isaacs

Easiest app ever

5
The app for managing credit cards and any loans with zopa is so user friendly, you can do most things without having to pick up a phone. You know exactly where you are up to and can access information easily. When I set up my credit card and loan it was the easiest I have ever done. Interest rates were best offered a s generally a great company to deal with. Reviewed on: 5th April 2023
Shelley Key's avatar
Shelley Key

Transparent and Trustworthy

5
I have used Zopa for a little while now and have nothing but a positive experience with them. I can see all my details at a glance on the app, pay extra when I need to to bring down the interest (which is a really good rate!) They seem to be pro-active in offering help and advice and do not push any products onto you. All in all, a pleasure to deal with! Reviewed on: 5th April 2023
Sandra's avatar
Sandra

Easy to apply and manage

5
I found it very easy to apply and also to manage the account. Reviewed on: 5th April 2023
Finn's avatar
Finn

Easy, convenient and trustworthy

5
I find Zopa so easy to deal with. Credit card rate is very competitive easy ro use Reviewed on: 5th April 2023
Sallie's avatar
Sallie

Got a credit card

5
Nothing wrong with them. Just a credit card Reviewed on: 5th April 2023
Cristian Margarit's avatar
Cristian Margarit

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69090 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.83 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill