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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great card easy to keep track off

Zopa credit card is great. Awesome app easy to use and easy to keep track off Reviewed on: 4th April 2023

A financial crutch at a crippling time

Provided me with an affordable financial solution en route to my financial independence and freedom goal Reviewed on: 4th April 2023

Easy application and app

Great app to repay and use my card. Easy and quick application Reviewed on: 4th April 2023

Super

Super Good company i like zopa i have credit card Reviewed on: 4th April 2023

Great card to use.

Excellent service and apr rate always kept up to date with any changes. Would definitely use other loans with Zopa. Reviewed on: 4th April 2023

Excellent option for building credit rating

They keep an eye on your financial health and I’ve managed to improve my credit rating overall from very poor to fair in just a few months Reviewed on: 4th April 2023

Recommended already

Keep me uo to date, always available. Reviewed on: 4th April 2023

Very reliable

Helpful to build your credit score Reviewed on: 4th April 2023

Credit where its due

The ease, convenience and professionalism with this company! A few words but the impact the card made to us cannot be underestimated. Reviewed on: 4th April 2023

cred card

When a payment didn't go in on time they gave a compensation payment next week witch was very nice. Reviewed on: 4th April 2023

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