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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Service

Everything is clear app is so easy to work Reviewed on: 3rd April 2023

The best credit card to havre

I can't live without your card on me Reviewed on: 3rd April 2023

Just perfect

Apps best app everything you needed there and all information that you needed Reviewed on: 3rd April 2023

Great Credit Card

Ease of use is brilliant, everything in front of you when you need it. Would highly recommend ZOPA. Reviewed on: 3rd April 2023

Super interest rate and very useful

Easy to use with probably one of the best interest rates going, would recommend to everyone and have. Reviewed on: 3rd April 2023

thanks for the support

good customer support and assistance. Reviewed on: 3rd April 2023

Zopa - Top provider

Great company, services and customer service Reviewed on: 3rd April 2023

Reassuring Simple

I use my Zopa credit card regularly for purchases. The pending balance is always quick to clear on the very user friendly App, and easy to make payments. The whole process is reassuringly simple. Reviewed on: 3rd April 2023

Great card and savings ootions

Easy to enrol and great at sending updates, payment reminders and emails regarding money tips. Reviewed on: 3rd April 2023

Change to increase my Credit Rating

Zopa gave me the chance to improve my credit rating which has increased from 285 to 745 in just 6 months. Thank You! Reviewed on: 3rd April 2023

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