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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Helping back on track

Great service, immediately response if customer needs help. Amazing limits. They consider all credit score, and that's help me build mine from scratches again after COVID pandemic. I will recommend to anyone. One from best card as I ever got. Thank you Reviewed on: 3rd April 2023

Review

Excellent service, very helpful staff would recommend to anybody five ⭐ Reviewed on: 3rd April 2023

Very easy

Very easy to get signed up and use. Very quick turn around Reviewed on: 3rd April 2023

Always there

Great card , all that i could ever want , thank you ! Reviewed on: 3rd April 2023

Really good company

Everything so easy and so happy with way my card works Reviewed on: 3rd April 2023

perfect space

I'm recommend because option send money funds are available at the same time works fine with google wallet Reviewed on: 3rd April 2023

Really good service.

Love how easy and stress free it is! Reviewed on: 3rd April 2023

Good credit card

Very easy to use and t to apply, good customer service. Reviewed on: 3rd April 2023

Helpful and responsible.

Very helpful company responsible lenders without extortionate interest rates. Very good app, informative with area encouraging to save, analyse borrowing power and credit score. Reviewed on: 3rd April 2023

zopa

thus far since applying for my credit card, which was an easy process with a quick desision, since then good regular correspondense telling me of any changes to my agreement and account. i have a monthly statement and repayments can be quite flexable Reviewed on: 3rd April 2023

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