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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

one of the best banks a have been with

one of the best banks a have been with Reviewed on: 6th March 2026

I was accepted straight away for a £500 credit card...

I was accepted straight away for a £500 credit card and also for a loan which was excellent timing. I was and am grateful Reviewed on: 6th March 2026

Great product with a fabulous team behind it

Great product with a fabulous team behind it Reviewed on: 6th March 2026

Best card I've had, ever.

Quick decision, and quick payout, always every time, on time, perfect. Reviewed on: 6th March 2026

best card

i did not speak with customer service, but i heard customer services are excellent. Reviewed on: 6th March 2026

It was a quick process and you have your Credit Card...

It was a quick process and you have your Credit Card / no maybe’s or we are thinking about it for a while!!! Even though my Credit Score is low, they still gave me a credit Card!! The procedure to get the actual card was so quick and lt was like an instant decision!!! No asking lots of questions and had to go away and think about it they just said here is your card!! Great!! Reviewed on: 6th March 2026

Excellent 5 STAR review

First class experience from application onwards - thank you Reviewed on: 6th March 2026

Never a problem always easy to use and understanding...

Never a problem always easy to use and understanding when faced with an issue Reviewed on: 6th March 2026

easy to use.

easy to use. helpful website with advice and reviews Reviewed on: 6th March 2026

Easy to use app

Easy to use app, everything clear and all in one place. Reviewed on: 6th March 2026

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