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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great New Credit Card

Great new credit card, with a good app. Haven’t had a problem. Reviewed on: 28th February 2023

Stress free and reliable

Zopa are so easy yet professional to deal with. The Zopa app is so easy to use and makes managing my credit card a breeze! Reviewed on: 28th February 2023

Outstanding service

Best credit provider , highly recommended! Reviewed on: 28th February 2023

Excellent product and app

You can use your credit and have excellent support Reviewed on: 28th February 2023

Great app and easy to manage account

The app is easy to use and can make unlimited payments. Reviewed on: 28th February 2023

Zopa Balance transfer

Very was to set up the Zopa app and very easy to balance transfer off my other ca re would highly recommend Reviewed on: 28th February 2023

Easy to deal with

Simple to sign up and very professional customer service Reviewed on: 28th February 2023

Best credit card

Reviewed on: 28th February 2023

I would recommend zopa to Freund's and family if they needed a credit card

The credit card statement and app is clear and professional and easy for the customer to make extra payments and easy to use overall. Reviewed on: 28th February 2023

Hassle free apps

I have used the card right away when I received it and it is really free hassle apps, easy to use and I could say reliable on its finest. Reviewed on: 28th February 2023

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