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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43492 reviews)

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4.94

Based on 43,492 reviews, last reviewed 19th Mar 2026

155650% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I'm a new customer of Zopa and haven't had much deal... I'm a new customer of Zopa and haven't had much dealings with them yet,but what I have had I'm happy with. Reviewed on: 19th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43492)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Just wish my spending amount was slightly higher

Just wish my spending amount was slightly higher Reviewed on: 15th January 2026

Get Zopa now

Very quick And so easy to understand payments are low Reviewed on: 15th January 2026

Found Zopa to be on the ball when giving advice and...

Found Zopa to be on the ball when giving advice and dealing with any service needs. Always ready to help and asking what can be done to improve my experience. Reviewed on: 15th January 2026

Absouloutly perfect - simple to understand and i lov...

Absouloutly perfect - simple to understand and i love the credit cushion Reviewed on: 15th January 2026

Given me the opportunity to show I am able to manage...

Given me the opportunity to show I am able to manage my finances without question. The credit limit is perfect for people who are showing they too have improved finances. Reviewed on: 15th January 2026

Very good expereancehappy

Very good expereance plus no bother about paying Reviewed on: 15th January 2026

Excellent service I have been given a...

Excellent service I have been given a lot of help Reviewed on: 15th January 2026

Never had a bad experience easy to use and does what...

Never had a bad experience easy to use and does what it says on the tin easy repayments and simple app to use Reviewed on: 15th January 2026

Thank you Zopa

I found Zopa willing to help where others wouldn’t Reviewed on: 15th January 2026

I have found Zopa very good and when needed they hav...

I have found Zopa very good and when needed they have solved me issue straight away. Reviewed on: 15th January 2026

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