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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Happy to be a zopa customer

5
Zopa accepted me with poor credit and has allowed me to start building my credit back up again.. Reviewed on: 25th February 2023
Sam Harvey's avatar
Sam Harvey

Review

5
Great service easy to use very user friendly app, quick payment options to pay from your debit card, instant results. Reviewed on: 25th February 2023
jelena_ezimokhai@hotmail.com's avatar
[email protected]

Best Company I have used

5
Zopa has been amazing from the start. I have had no issues at all and if I have ever had any questions they are answered in a timely manner and professionally. I look forward to using zopa for many years to come. Thankyou Reviewed on: 25th February 2023
Simon Morris's avatar
Simon Morris

Great starter for credit card

5
I started this as I wanted to improve my credit score and this was really helpful as it showed me exactly what I needed to do to improve and how my score was looking. I would highly recommend! Reviewed on: 25th February 2023
Katie's avatar
Katie

Fantastic

5
Really like the credit card the app is really easy to use and very clear Reviewed on: 25th February 2023
helen's avatar
helen

Quick and Convenient.

5
The Zopa card is always available to cover those payments that pop up when you least expect them. Reviewed on: 25th February 2023
Robin Fowler's avatar
Robin Fowler

Great service

5
Easy to use and apply, great overall experience Reviewed on: 25th February 2023
victoria_lewis@hotmail.co.uk's avatar
[email protected]

Fantastic service

5
Best supported CC I’ve ever had! Reviewed on: 25th February 2023
Simon Ferrer's avatar
Simon Ferrer

zopa credit card

5
Simple easy application backed up with a good phone app, absolutely no problems using so far. Reviewed on: 25th February 2023
shaun pickerill's avatar
shaun pickerill

Great service

5
Great service, easy to use app I would highly recommend Zopa Reviewed on: 25th February 2023
Paul Budd's avatar
Paul Budd

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