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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Card arrived quickly

5
Card arrived quickly easy to set up on the app and away I go that quick Reviewed on: 24th February 2023
rwilliamlindsay@gmail.com's avatar
[email protected]

App

5
The app is easy to pay your balance Reviewed on: 24th February 2023
Daniel howarth's avatar
Daniel howarth

Great provider

4
Never seen a credit card balance update so quickly after a transaction, truly feels like I'm using a debit card. App is smooth, UI is clean. Support is handled quickly, and with very little abrasion compared to other providers. Great stuff. Reviewed on: 24th February 2023
RFelton's avatar
RFelton

Mr

5
Excellent card good customer service Reviewed on: 24th February 2023
Marion BWS's avatar
Marion BWS

Great credit card

5
I absolutely love using Zopa as the app is very easy to navigate and when I’m travelling abroad there are no fees to pay. Reviewed on: 24th February 2023
River 's avatar
River

Godd

5
Good sarvies provide this company Reviewed on: 24th February 2023
Dishant Patel's avatar
Dishant Patel

This customer's expectations are exceeded!

5
The whole Zopa customer experience is so easy, from application, to contacting Zopa, to managing the account. The Zopa App is a delight to use, simple and concise it doesn't baffle you with unnecessary info and makes management of your account straightforward and hassle free. It's a refreshing change to find a financial product so customer focused and customer friendly. Reviewed on: 24th February 2023
J Cymru72's avatar
J Cymru72

Easy to use app good cs

5
Easy to use app good cs always there to help thanks Zopa Reviewed on: 24th February 2023
Sally Louisa P's avatar
Sally Louisa P

Zopa Credit Card - Recommended

5
The Zopa card was offered to me from Clearscore as a good way to build my credit rating. Great service from them. One of the best apps I've seen for any financial product. Would recommend. Reviewed on: 24th February 2023
Stuart's avatar
Stuart

Excellent Super Service 10/10

5
Best credit card company I have had. Easy to navigate, great customer service & very understanding! Reviewed on: 24th February 2023
Sian's avatar
Sian

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