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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,351 reviews, last reviewed 17th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Very Happy

5
Overall my experience has been great. I have had no issues and am happy with the service. Reviewed on: 23rd February 2023
Nicola Sheppard's avatar
Nicola Sheppard

Best in the business

5
I simply love zopa. Every time I log in I'm taking advice to improve my credit score. This helps me understand what steps I need to do. It's not pressured but the support in app is brilliant. Reviewed on: 23rd February 2023
Natalie Larby's avatar
Natalie Larby

Fast no fuss approach

5
Zopa are extremely easy to deal with. A fast no fuss approach which makes setting up a credit card hassle free. Reviewed on: 23rd February 2023
Chris Connolly 's avatar
Chris Connolly

The best credit card on the market

5
They are so helpful,caring, and understanding to clients that need help Reviewed on: 23rd February 2023
Stuart Addison's avatar
Stuart Addison

Zopa review from PP

5
Lovely service,great app ,easy to use/easy to spend lov it Reviewed on: 23rd February 2023
Pavlo Popov's avatar
Pavlo Popov

Quick and easy credit card offer

5
I applied for credit card. It was quick and easy. The app is really good, helpful and clear. Reviewed on: 23rd February 2023
Sharon Gosling's avatar
Sharon Gosling

Great

5
Very easy to get started and the app is amazing of keeping you up to date with your credit card and other services. Would defiantly recommend ZOPA Reviewed on: 23rd February 2023
Barry Hollinshead's avatar
Barry Hollinshead

Brilliant company

5
Excellent service... friendly service. Reviewed on: 23rd February 2023
MJW19844 's avatar
MJW19844

Great

5
Everything easy to use and kept well informed with all processes. Reviewed on: 23rd February 2023
Tara75's avatar
Tara75

Helped build credit

5
I recently moved back to the UK after living abroad for over 30 years, hence my credit score was non existent and most companies refused to offer me a card until I have been in the UK for at least 3 years. Zopa offered me a card with a low credit amount at first but have gradually upgraded that and this has helped me build my credit score. There app is very easy to use. Reviewed on: 23rd February 2023
Rebecca Upton's avatar
Rebecca Upton

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