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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Good company

Good app on the phone. Easy to understand and deal with. Reviewed on: 23rd February 2023

Excellent customer service

Really good balance transfer option and great customer service Reviewed on: 23rd February 2023

fantastic!

really helpful team with very friendly and understanding staff, would 100% recommend this company Reviewed on: 23rd February 2023

Great Service and straightforward credit

Zopa always gives me great service and the app along with there website is straightforward and easy to use. They make taking credit straight forward and easy going. Reviewed on: 23rd February 2023

Excellent service

Never had any trouble or problem with Zopa Reviewed on: 23rd February 2023

Amazing

Amazing service!!!!! Would recommend to everyone Reviewed on: 23rd February 2023

Excellent

Very happy with Zopa, never disappointed Reviewed on: 23rd February 2023

First rate service

My experience with Zopa has been excellent from the start. The app is excellent, the communication is excellent, I just have no complaints. Reviewed on: 23rd February 2023

Best card I have had

Best card I have had ZOPA keep me informed of interest rates, increase in credit and warnings if I am approaching my credit limit The app is very thorough and shows everything I need and is easy to manoeuvre around Reviewed on: 23rd February 2023

Credit card

Great card, great rates, easy app to use and manage money Reviewed on: 23rd February 2023

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