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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great card

Easy to understand and payments are cleared very quickly so it's shows on the balance within 24hours Reviewed on: 23rd February 2023

Excellent

Great keep me updated when payments r due Reviewed on: 23rd February 2023

Very happy with the service that Zopa provides

Very happy with the service and how easy it is to use the app Reviewed on: 23rd February 2023

Fantastic card with options

This is more than just a credit card, it's also an amazing tool to help build credit and check how well you can manage your money. Reviewed on: 23rd February 2023

Ok

Good alright excellent outstanding Reviewed on: 23rd February 2023

Easy, quick approval, good communications

Very happy customer - no issues. Reviewed on: 23rd February 2023

Simple and easy to use

Great app that is simple and intuitive. Probably my favourite credit card to deal with Reviewed on: 23rd February 2023

Great

Good 1st credit card free interest for 1st year Just watch the intrest Reviewed on: 23rd February 2023

Easy

The services and products I received was great easy to set up and get started Reviewed on: 23rd February 2023

Zopas app great, credit buffer fab

Zopa app is so clear, concise, tells you what you need to know. Credit buffer offers peace of mind that interest added will not send me over limit. One off payments are easy. Reviewed on: 23rd February 2023

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