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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great card

Great card to use the card aboard as I like to travel Reviewed on: 23rd February 2023

ZOPA is the best

Zopa helped me in building my credit score Reviewed on: 23rd February 2023

Easy fast service

Easy fast trustworthy service and communication Reviewed on: 23rd February 2023

The best credit around

This credit card is awesome and the app is excellent and very easy to use it give you everything you possible need. Reviewed on: 23rd February 2023

Easy controllable convenient

Great honest finance company that I would recommend to everyone Reviewed on: 23rd February 2023

Easy to use

Great company, easy to use and great tips from them with regards to budgeting and credit building Reviewed on: 23rd February 2023

Affordable, easy to manage

Great experience with Zopa first with loan, now with credit card. I am doing everything to not be in debt but it’s a slow process and Zopa makes things easier and more manageable. Reviewed on: 23rd February 2023

So easy

It was easy to apply. It's easy to manage account, app, perfect communication. I will recommend this credit card to everyone. Reviewed on: 23rd February 2023

Very good service

It’s been a pleasure having a Zopa credit card Reviewed on: 23rd February 2023

Great way to help with building credit and very useful for rainy days

Brilliant customer service. Great card for rainy days and have recommend to others for the same reason. Reviewed on: 23rd February 2023

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