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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

excellence

Top lenders, would recommend to everyone, great to deal with. A*** Reviewed on: 23rd February 2023

Great company

Easy to use simple app easy to use and pay would recommend the card to anyone. Hope they win the award thanks again Reviewed on: 23rd February 2023

never had a problem with this company

been with the company for a few years now! never had a problem with them! there is always help if you need it! overall great company Reviewed on: 23rd February 2023

Easy and simple

Good company and account easy to use. Easy to keep track of your account. My only feedback is that you can’t add the card to Apple Pay Reviewed on: 23rd February 2023

Very easy to use

Loan was easy to get, money sent straight away and the app is easy to use. Reviewed on: 23rd February 2023

Fab

Good service and always helpful, very impressed Reviewed on: 23rd February 2023

happy with zopa

it was so easy and quick to get a loan from zopa when i desperately needed it Reviewed on: 23rd February 2023

Great credit card

Having this credit card is great ,I don't always need to use it every month but its there when I do and affordable. Reviewed on: 23rd February 2023

Credit card

Good all round.Helpfull reminders and easy to make payments. Reviewed on: 23rd February 2023

Easy to manage credit card

This card helps me keep track of my money without ever going over my limit and is very easy to use Reviewed on: 23rd February 2023

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