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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43485 reviews)

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4.94

Based on 43,485 reviews, last reviewed 16th Mar 2026

155350% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great for spending. Great for spending. Helpful. Good for low credit score to get a card. Easy to use. Good working app. Good repayments. Would definitely recommend to ot... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43485)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Easy to use app, nice card and good offers available...

Easy to use app, nice card and good offers available Reviewed on: 15th January 2026

Easy to use app excellent customer care and great se...

Easy to use app excellent customer care and great service Reviewed on: 15th January 2026

Easy to use

Easy to use app and quick updates. Reviewed on: 15th January 2026

Just an easy company to engage with.

Just an easy company to engage with. Reviewed on: 15th January 2026

Great service

Great service easy to apply all online Reviewed on: 15th January 2026

Card applied for and received with no fuss.

Card applied for and received with no fuss. Lower limit, but does exactly what I need it for. Good communication and updates from Zopa. Reviewed on: 15th January 2026

Very professional and quick answer very happy with m...

Very professional and quick answer very happy with my experience with Zopa Reviewed on: 15th January 2026

Always there to help excellent service

Always there to help excellent service Reviewed on: 15th January 2026

great service brilliant app no problems with online...

great service brilliant app no problems with online banking Reviewed on: 15th January 2026

I've had no issues with zopa everything was very fas...

I've had no issues with zopa everything was very fast and straightforward while signing up. Reviewed on: 15th January 2026

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