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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent sorting problems

When iv had contact zopa with problem they have sorted it straight away!!! Reviewed on: 23rd February 2023

It's Great!!!

Zopa Bank Looks after me with a Great Credit Card Reviewed on: 23rd February 2023

Best Credit Card

I find Zopa one of the best credit cards. Reviewed on: 23rd February 2023

Love it

I’ve recommended zopa to six of my friends and they all love how quick and easy it is to set up and use! Will continue to recommend to others Reviewed on: 23rd February 2023

Outstanding customer care

The people at Zopa are really great at keeping me in touch with my card at all times, giving me confidence and having my best interest all the way . Reviewed on: 23rd February 2023

Great experience whilst using the app and services

Zopa has enabled me to use credit how I choose to. Not had any issues with them and the app is great to make everything easy to view and manageable Reviewed on: 22nd February 2023

Great credit card

Zopa is a great credit card. It has a superb app which is very efficient and user friendly. Reviewed on: 22nd February 2023

Bankrupt Zopa to the rescue

Just finished my bankrupt patter. No one would help me out except Zopa credit card. If it wasn’t for them a would’ve starved to death. Very helpful and professional any time a contacted them Reviewed on: 22nd February 2023

Easy process and great customer service

My credit score wasn't brilliant but I needed a credit card, the application process was easy and only took a few minutes. When I have needed to speak to customer service they have always been very polite and helpful. Reviewed on: 22nd February 2023

Good honest credit card

Application was quick, I've had a credit increase after managing my credit sensibly and the A.P.R is reasonable. More than happy! Reviewed on: 22nd February 2023

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