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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great card - easy to track spend.

Zopa keep me updated on usage and credit rating frequently. Good to keep a track on spending and eating Reviewed on: 22nd February 2023

Good service

Good service no hassle great customer service Reviewed on: 22nd February 2023

Amazing company

One of the best companies I have had a credit card with Reviewed on: 22nd February 2023

Excellent service

I got myself this credit card to help build my credit score and is working fantastically for me. Onwards and upwards. Reviewed on: 22nd February 2023

Excellent

I found the joining experience very easy, and the follow up treatment excellent. Reviewed on: 22nd February 2023

no complaints whatsoever

does exactly as it says 1 of the best I have been with in a really long time would highly recommend Reviewed on: 22nd February 2023

Professional

Compassionate and professional lender Reviewed on: 22nd February 2023

so easy perfect

got the app on my phone so you know whats going on all the time easy to use 10 out of 10 Reviewed on: 22nd February 2023

Wonderful company and staff

Great services very helpful staff and easy to access Reviewed on: 22nd February 2023

Very happy with Zopa

Great service, works very well for me Reviewed on: 22nd February 2023

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