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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Credit card

Really pleased with this credit card company had no problems or issues was really easy to set up the app & the interest rate is very good would highly recommend to anyone who is wanting a credit card whether its to build a good credit rating or for a general credit card Reviewed on: 22nd February 2023

Trusted company

Very professional understanding and helpful company Reviewed on: 22nd February 2023

Great service from zopa

Prompt information and support and guidance at every turn Reviewed on: 22nd February 2023

Zopa credit card

Great company with reasonable prices. Reviewed on: 22nd February 2023

Amazing

100 percent satisfied very happy with the way they deal with everything Reviewed on: 22nd February 2023

GREAT CARD FOR BUILDING CREDIT RATINGS EASY TO USE MOBILE APP

SIMPLE EFFECTIVE CREDIT AS AN WHE N I NEED IT WITH GREAT APR Reviewed on: 22nd February 2023

Honest easy process

Easy application process, no hassles, just simple honest procedures. Reviewed on: 22nd February 2023

Clear and Simple

Easy to apply understand and use. All at your fingertips on your smart phone Reviewed on: 22nd February 2023

Easy app

Most credit card apps can be difficult and stressful to use but zopa is amazing. Anything you could imagine you need to do or information you need to find it is there with no hassle. Reviewed on: 22nd February 2023

Simple & straight forward

Zopa app makes it easy to navigate my finances and track spending etc. Reviewed on: 22nd February 2023

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