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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great Company

Zopa are a great company and I have always been extremely impressed with their credit card and customer service. Would highly recommend Reviewed on: 6th March 2026

It was simple and straightforward and took minutes t...

It was simple and straightforward and took minutes to complete. Reviewed on: 6th March 2026

Very easy to communicate and to contact

Very easy to communicate and deal with would highly reccomend Reviewed on: 6th March 2026

Good credit card to have customer service helpful wh...

Good credit card to have customer service helpful when l have contacted them the online account easy to use Reviewed on: 6th March 2026

Zopa rocks

Love my credit card so far easy simple app Reviewed on: 6th March 2026

Excellent service from Zopa.

Excellent service from Zopa. Great app to use. Reviewed on: 6th March 2026

Zingy Zopa

I always find Zopa to be clear and precise with their information and very friendly!It’s a modern card the terms are very affordable! Reviewed on: 6th March 2026

Very easy process and keep you upto date with everyt...

Very easy process and keep you upto date with everything very easy to apply Reviewed on: 6th March 2026

Zopa offers credit and loan services with relatively...

Zopa offers credit and loan services with relatively low and manageable interest rates. The application process is straightforward, simple, and easy to understand. In addition, Zopa’s customer support team is highly effective and efficient, demonstrating strong professionalism and excellent customer relationship management. Reviewed on: 6th March 2026

I have had my card only recently.

I have had my card only recently. It keeps me in the loop every step of the way, even the added bonus of an email update each transaction. I Love it. im in love and look forward to a more "in controlled future" Thankyou for the opportunity Reviewed on: 6th March 2026

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