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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Brilliant credit card

Love the functionality in the app as so easy to use. Having the credit cushion is brilliant as you can control how much you spend making it as affordable to you as possible. Reviewed on: 22nd February 2023

Fantastic

They made the process very easy the staff are friendly to talk to when I need help or advice and I find their app really easy to use Reviewed on: 22nd February 2023

Great service

They are so easy to deal with, very smooth process and feels very secure. Would recommend to anyone. Reviewed on: 22nd February 2023

Very rare company

Very easy to use and very good service, and also good apr % Reviewed on: 22nd February 2023

Highly recommend

Easy to apply for and great company for customer service Reviewed on: 22nd February 2023

Not only a credit card

Helped me gain a better credit rating Reviewed on: 22nd February 2023

User friendly App

Great credit card with a user friendly App. Definitely recommend Zopa. Reviewed on: 22nd February 2023

zopa brilliant

easy to set up, easy to use, no fuss Reviewed on: 22nd February 2023

Zopa is a good to have

It's good to have around and it was easy to check your scores Reviewed on: 22nd February 2023

Great..

Fabulous company, great communication and very easy to deal with.. Reviewed on: 22nd February 2023

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