Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

View other Zopa products

4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great support and app

The Zopa team have been amazing throughout my application and monitoring and I find the app one of the most user friendly applications. Thanks team for you help! Reviewed on: 22nd February 2023

Excellent experience

Best customer service , easy app Reviewed on: 22nd February 2023

Easy to use app, good customer service

The whole process has been super easy and simple Reviewed on: 22nd February 2023

Great app and communication

Easy process of application process . Reviewed on: 22nd February 2023

Easy and 100% confidence

I have absolute confidence in this credit card company that they will protect me from fraud and not rip me off at the first chance Reviewed on: 22nd February 2023

Greate company

Low rates. Easy access to the app. I recommended to everyone. Reviewed on: 22nd February 2023

Superb

A superb card Takes customers security seriously and a very attentive customer service dept Reviewed on: 22nd February 2023

Zopa

Everything is explained with them, no hidden charges, always keeps me notified with plain speaking not with long words that are only written and not spoken in everyday conversations. This goes a long way with me. I will definitely notify my family and friends about Zopa. Reviewed on: 22nd February 2023

Samantha Nicholls

Very friendly and helpful customer service. Very easy to follow mobile app. Love the colour of the credit card Reviewed on: 22nd February 2023

Great company

Very helpful and easy to talk to Reviewed on: 22nd February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Aquis Card
from Vanquis 4.48 from 44 reviews
Credit card (discontinued)
from Wave (inactive) 3.85 from 3 reviews
Clubcard credit cards
from Tesco Bank 3.89 from 346 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub