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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great company great credit card

I use my card often, it provides everything I need Reviewed on: 22nd February 2023

Thanks for the help!

Applied for a credit card with Zopa even though did not have the best credit rating. I was approved with a generous limit to see me through a difficult period. Thanks. Reviewed on: 22nd February 2023

Easy control

This card provided an easy way to control and improve me credit , simple quick and effective just what I needed. Reviewed on: 22nd February 2023

Zopa Fantastic

Love the card and the super easy to use app Reviewed on: 22nd February 2023

Best card

Good app works anywhere best card by miles Reviewed on: 22nd February 2023

Brilliant company

I think they are a good company Reviewed on: 22nd February 2023

Try online credit not greatest

Well there system isn't very great Reviewed on: 22nd February 2023

Brilliant

Never had a problem, let them win Reviewed on: 22nd February 2023

You cannot go wrong

I’ve never had any problems with my Zopa credit card. Easy to get hold of, easy to set up, easy to use the app. I wouldn’t go anywhere else Reviewed on: 22nd February 2023

Great credit card provider

Brilliant service that has an app that is extremely easy to navigate. Repayments show on your balance almost instantly. I no longer have to worry for 3/4 days to check if my payments have gone through Reviewed on: 22nd February 2023

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