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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Try online credit not greatest

Well there system isn't very great Reviewed on: 22nd February 2023

Brilliant

Never had a problem, let them win Reviewed on: 22nd February 2023

You cannot go wrong

I’ve never had any problems with my Zopa credit card. Easy to get hold of, easy to set up, easy to use the app. I wouldn’t go anywhere else Reviewed on: 22nd February 2023

Great credit card provider

Brilliant service that has an app that is extremely easy to navigate. Repayments show on your balance almost instantly. I no longer have to worry for 3/4 days to check if my payments have gone through Reviewed on: 22nd February 2023

Excellent, rapid service

Prompt, efficient, easy to deal with. Reviewed on: 22nd February 2023

Great Credit Card

Great card app is easy to use Good advice on managing your account or debt Reviewed on: 22nd February 2023

Love using Zopa

They are really easy to deal with when I have been in financial difficulty and the app is simple to use. Reviewed on: 22nd February 2023

Amazing company.

Zopa has been a fantastic aid in the past few months without massive interest rates which is a positive. The personalised app is also amazing and is quick and easy to check in with stuff. Reviewed on: 22nd February 2023

Zopa is so easy to use

Keeping track, watching what you spend, easy payment options. Zopa has it all ….they make everything so easy Reviewed on: 22nd February 2023

Really easy to apply

Really easy to apply for a lone or a credit card and they are really friendly. Reviewed on: 22nd February 2023

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