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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Amazing services

Great service and a fantastic company! Reviewed on: 22nd February 2023

Money

Gave me money so I can spend it Reviewed on: 22nd February 2023

top marks for Zopa

Zopa helped me when no other company would. Reviewed on: 22nd February 2023

Easy peasy

Easy application and processing made dealing with Zopa smooth and effortless Reviewed on: 22nd February 2023

Fabulousssss company for a loan!!

Quick, Efficient and Easy!! Great company for your first time small loan. Reviewed on: 22nd February 2023

Very convenient

Ever since using card very satisfied Reviewed on: 22nd February 2023

Fast and easy

Best card yet easy to use the app Reviewed on: 22nd February 2023

Awesome

It was really easy to apply, happy to be with Zopa Reviewed on: 22nd February 2023

Great customer service

Easy to find out information, happy to help customer service, really happy Reviewed on: 22nd February 2023

Fantastic

Zopa have been amazing! The app is particularly very good and easy to navigate. Reviewed on: 22nd February 2023

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