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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43485 reviews)

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4.94

Based on 43,485 reviews, last reviewed 16th Mar 2026

155350% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great for spending. Great for spending. Helpful. Good for low credit score to get a card. Easy to use. Good working app. Good repayments. Would definitely recommend to ot... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43485)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Zopa card accepted at all the retail shops & transpo...

I am using Zopa card in all retail shops and transport while other cards doesn't work properly. They always send updates on my account, easy settlement and good rates and they upgraded my credit as a loyal client, and offered me loan with low interest comparing to others Reviewed on: 15th January 2026

Very good customer service very helpfully and it's a...

Very good customer service very helpfully and it's a good card to have i defo wud tell my friends and family about this card Reviewed on: 15th January 2026

Good card, never had a problem with it the apps easy...

Good card, never had a problem with it the apps easy to use Reviewed on: 15th January 2026

Very good and very well organised

Very good and very well organised Reviewed on: 15th January 2026

Everything so straightforward and easy to follow

Everything so straightforward and easy to follow Reviewed on: 15th January 2026

Amazing card, really easy to use and really easy to...

Amazing card, really easy to use and really easy to check on the app on how much you spend and the app is really easy to use Reviewed on: 15th January 2026

Very good service and easy to manage the account.

Very good service and easy to manage the account. Excellent for credit building and very helpful Reviewed on: 15th January 2026

Convenient & supportive .

Convenient & supportive ..so handy & fast online. Reviewed on: 15th January 2026

good service exelllent

good service exelllent very easy service Reviewed on: 15th January 2026

easy to get and easy to use seems to be a happy comp...

easy to get and easy to use seems to be a happy company Reviewed on: 15th January 2026

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