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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent

Great service whenever I've required communication Reviewed on: 22nd February 2023

Trusted company

The process of getting my credit card couldn’t have any smoother. Many thanks Reviewed on: 22nd February 2023

Easy, friendly and helpful

So easy to set up, super easy to speak to someone when needed unlike some other banks! Mobile app is great, and would recommend. Reviewed on: 22nd February 2023

Fantastic

Excellent easy to use credit card with reasonable interest rates. Reviewed on: 22nd February 2023

excellent card

Card is easy to use especially with managing it via the app. Statements are easy to understand and payments are clearly seen as soon as paid. Reviewed on: 22nd February 2023

Awesome Credit Company

I’ve been with Zopa for over a year and i can gladly say it’s one of the best credit companies out there. They have great customer services and lots of benefits Reviewed on: 22nd February 2023

Best card company

Easy to use app, great communication Reviewed on: 22nd February 2023

Excellent customer service

Gave me a credit card whilst I was trying g to build up my credit rating. Nice to see a company giving people a chance. Reviewed on: 22nd February 2023

Easy and helpful

The whole process from start to now was easy peasy! Had to call once and outstanding customer service. Reviewed on: 22nd February 2023

Excellent interest rates

Interest rate is really good app is easy to use accepted everywhere great credit card and company Reviewed on: 22nd February 2023

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