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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zope credit card- simply the best

Great card with great APR, also helped to boost the credit score Reviewed on: 22nd February 2023

Could improve

Could improve their services and the rates aren’t the best either. Reviewed on: 22nd February 2023

Good job

Good credit card with nice app easy to use Reviewed on: 22nd February 2023

Great Bank

Zopa are a great bank, you can save money with them, add money to your credid card, also ge car loans, I am very pleased with them Reviewed on: 22nd February 2023

The best credit card

One of if not the best credit cards Ive ever had Reviewed on: 22nd February 2023

absolutely awesome

absolutlely the best credit card provider well informed about everything that is happening well in advance and have introduced one of my friends and my son Reviewed on: 22nd February 2023

Good for currency conversion

Great card for spending in foreign currencies. Works seamlessly and very transparent in all ways you need a money lender to be Reviewed on: 22nd February 2023

Great service

From the start, Zopa has been very helpful and accommodating. They send email updates which greatly help me control my card usage. 100% recommend to others. Reviewed on: 22nd February 2023

excellent

Where to start. What a company, had no issues, easy to contact, quick and efficient to sort any queries, app is very user friendly just an all round great service and company. Reviewed on: 22nd February 2023

Amazing

Simple and easy to use very flexible if you are struggling helpful staff overall great compamy Reviewed on: 22nd February 2023

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Want to see more from Zopa?

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