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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Brilliant service

The CX so far with Zopa has been clean, easy and reliable. Helping someone like me with a poor credit score to attain credit and slowly build from my previous mistakes Reviewed on: 22nd February 2023

Satisfaction

Never had any problems with easy to use and make payments Reviewed on: 22nd February 2023

Designed around the customer

I've found the whole process so straightforward from application to monthly management. Everything can be managed from the app which is so helpful for the customer. Reviewed on: 22nd February 2023

Good credit card.

Good credit card credit limit is great and app easy to use. Reviewed on: 22nd February 2023

Awesome

Helpful friendly people who are interested in helping you get through this difficult time and are willing to work with you Reviewed on: 22nd February 2023

Great service

Always a good service, remind you of date for payment so you should never fall behind with your payments Reviewed on: 22nd February 2023

Fantastic service. Easy to use

Best customer service I have come across for banking. App is super easy to use Reviewed on: 22nd February 2023

Great card to have

As i have struggled with debt for a long time applying for this card was easy and when i got accepted and i started useing it. It was so easy with the app to keep control of my spending would certainly be recommending to frends and family Reviewed on: 22nd February 2023

Fantastic

I would definitely recommend this company to any one, the app is really easy to use, easy to pay each month I have never had a problem with them, Reviewed on: 22nd February 2023

Ease of use.

Quick and easy to apply, very prompt decision and card arrived in days. Easy to verify, but with more than enough protection against fraudulent verification. More than happy with the service. Reviewed on: 22nd February 2023

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