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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44352 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44352)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Amazing

This company is amazing to help people with low credit scores build that back up such a reliable company to be with highly recommended to every single person Reviewed on: 22nd February 2023

Easy

Easy to use and reliable. They don't push increases on you and always advise about finances. Reviewed on: 22nd February 2023

A simple, straightforward credit card!

I can’t fault this card and mainly its app. It’s so straightforward and easy to use, with an excellent level of communication and notifications. Reviewed on: 22nd February 2023

Excellent product.

I have had this card just over 3 years and am super impressed with it. Would recommend. Reviewed on: 22nd February 2023

Really helpful

Good service had no issues and fair company Reviewed on: 22nd February 2023

Amazing customer experience

I would recommend zopa to friend as they support their customers and also one can easily access them. Reviewed on: 22nd February 2023

Zopa are amazing!

Very good help from Zopa. I was able to resolve my issues with ease Reviewed on: 22nd February 2023

Fantastic service

They're efficient, practical. I also get a good service. Reviewed on: 22nd February 2023

easy process

The whole process is easy to get a credit card with Zopa, the app is straight forward and easy to use Reviewed on: 22nd February 2023

Good service

Good service, excellent and very helpfull to the customer needs Reviewed on: 22nd February 2023

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