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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44352 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Good service

Good service, excellent and very helpfull to the customer needs Reviewed on: 22nd February 2023

Best

it helped me a lot, I recommend it with confidence Reviewed on: 22nd February 2023

Best Service

Happy with the service and can't wait to enjoy this for as long as I live Reviewed on: 22nd February 2023

Fantastic

Really good credit card, easy to use, great app Reviewed on: 22nd February 2023

Good credit card

I enjoy using Zopa credit card which helps me manage my budget more efficiently. Reviewed on: 22nd February 2023

Easy Access and Communication

From application to transactions the process was easy and communication and access is right at your fingertips with the easy to use informative app. Reviewed on: 22nd February 2023

Best credit card

Zopa is a great credit card company, with low interest rate and super easy app Reviewed on: 22nd February 2023

Credit card

I use the zopa card to help build my credit and I've never had an issue with the app or card Reviewed on: 22nd February 2023

Best way to improve credit score

i have been using zopa for few years, so far good service and offers, occasionally they offer increase of total credit which is great Reviewed on: 22nd February 2023

Excellent and easy

Really easy to use and the app works unlike others - will recommend them in future and very communicative Reviewed on: 22nd February 2023

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