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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,351 reviews, last reviewed 17th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Credit card

5
Top credit card provider. User friendly Reviewed on: 22nd February 2023
gareth leathers's avatar
gareth leathers

User friendly

4
Easy to access and apply, good developed app with useful information and advices Reviewed on: 22nd February 2023
Antoanela Colda's avatar
Antoanela Colda

Best credit card

5
Very simple to use app is simple and easy reminders of payment due date Reviewed on: 22nd February 2023
rubinayasminbutt@yahoo.com's avatar
[email protected]

Stop, choose Zopa

5
Brilliant Company. Always ready to advise and their app is so easy to use. Reviewed on: 22nd February 2023
Deborah's avatar
Deborah

Zopa, your chance to flourish

5
I got my zopa card in case of emergency and due to the current crisis and the fact that my oven decided to break and Zopa came to the rescue. I can't thank Zopa enough. Reviewed on: 22nd February 2023
martin's avatar
martin

Zopa credit card

5
Zopa is universal, and a life saver helps people with lower credit scores get the credit score they deserve.. But can also help people with higher credit maintain there credit score. Reviewed on: 22nd February 2023
Victor Malta 's avatar
Victor Malta

Credit card

4
Easy to use ,convenient and very helpful Reviewed on: 22nd February 2023
Jeff Turner's avatar
Jeff Turner

Good service

5
⭐️⭐️⭐️ ⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️ Reviewed on: 22nd February 2023
Liam Clarke's avatar
Liam Clarke

Good

5
Satisfied, easy to use and helpful staff Reviewed on: 22nd February 2023
May Adana's avatar
May Adana

Great experience with Zopa!

5
I have had bad credit in the past but Zopa accepted me for a credit card, the app is very easy to use and when I have lost my card/pin in the past it has been really easy to sort out through the app. Reviewed on: 22nd February 2023
Hannah Gray's avatar
Hannah Gray

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