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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44352 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Mr

Just fantastic and helpful.They had trust in me to give me cridit when nobody els did. Reviewed on: 22nd February 2023

Simple straight forward credit

Zopa helped me with credit when I needed it. I know exactly what I need to pay and when I need to pay it by thanks to there straight forward APP. A great affordable card for people with not so great credit ratings. Reviewed on: 22nd February 2023

More than a credit card

I love the information and help for any circumstances you may face on the Zopa app , and help in improving your credit score. Extremely responsible lender . Reviewed on: 22nd February 2023

Awesome credit card

I got my credit card and I love it Reviewed on: 22nd February 2023

The savings account has a brilliant rate

The savings rate is excellent and the credit card will help you build your credit score which is what we all need Reviewed on: 22nd February 2023

Zopa is everything you could want in a credit card

Zopa has been the most efficient credit card to use. I love the customer service, communication, the design and overall the wide selection of other offers that zopa offer Reviewed on: 22nd February 2023

Stress Free

In times of rising costs of living and stresses that come with it, Zopa's application was easy and stress free. The process was fast and professional. I receive notifications on every spend and remaining balance which is so helpful. I find Zopa to be the best. Reviewed on: 22nd February 2023

With the people and for the people!!!

Excellent company almost like dealing with a friend love it!!! Reviewed on: 22nd February 2023

Convenient and easy to use

Convenient and easy to use, easy to use app to keep track of usage and payments Reviewed on: 22nd February 2023

Great Little Card

My experience with Zopa has been great, the best thing about it has to be the App. One of the better ones I have used. Cannot recommend enough. Reviewed on: 22nd February 2023

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