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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43485 reviews)

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4.94

Based on 43,485 reviews, last reviewed 16th Mar 2026

155350% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great for spending. Great for spending. Helpful. Good for low credit score to get a card. Easy to use. Good working app. Good repayments. Would definitely recommend to ot... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43485)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Zoom zoop away excellent product

The app is easy to navigate and call handlers very polite and professional Reviewed on: 15th January 2026

One of the best credit card forever, I would like to...

One of the best credit card forever, I would like to refer this Card for everyone Reviewed on: 15th January 2026

Zopa have been great within the last 2 months of hav...

Zopa have been great within the last 2 months of having an account Reviewed on: 15th January 2026

Quick and easy to apply for and easy to keep track o...

Quick and easy to apply for and easy to keep track of what you spend Reviewed on: 15th January 2026

Reasonable rates good comunications

Reasonable rates good comunications Reviewed on: 15th January 2026

Peace of mind

The process from application to receiving the card and guidance while using the card offers peace of mind Reviewed on: 15th January 2026

I recommend zopa

Easy to apply and easy to use the app has lots of features Reviewed on: 15th January 2026

Zopa Excellence

Always kept up to date with their account information Reviewed on: 15th January 2026

Always been helpful, have been friendly and polite.

Always been helpful, have been friendly and polite. Reviewed on: 15th January 2026

I applied for the card and within 2 weeks I had rece...

I applied for the card and within 2 weeks I had received and started using g my new card Reviewed on: 15th January 2026

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