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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Nice app

Zopa is my first credit card. I started with a low limit and my limit gets higher as I use it. Thank you. Reviewed on: 22nd February 2023

Great

Zopa has given me a great service and if you are slightly over your credit limit you don't get bombarded with emails, texts,phone calls like you do with other credit card companies your give chance to get your account back within your credit limit. Excellent all round Reviewed on: 22nd February 2023

Superb

Great customer service and easy to navigate app Reviewed on: 22nd February 2023

Best card ever!

I love everything about zopa low interest good for people with bad credit like me affordable payments and to top it off amazing customer service! Reviewed on: 22nd February 2023

Fantastic customer service

Easy app to use, sensible manageable credit limit and good customer service whenever I’ve had to contact them. Reviewed on: 22nd February 2023

Great card

Great card with great app. Easy to use and keep an eye on your outgoings and spending. Reviewed on: 22nd February 2023

fully satisfied to using a zopa service

i have a good experience using a zopa credit card and it helps in a crucial times Reviewed on: 22nd February 2023

Zopa make your life easy

Best Credit card i ever had i tell my friends to take only zopa Credit cards Reviewed on: 22nd February 2023

Excellent customer service

Easy of use I like that is technologically sound and I can get most of the I lnfornation vryr derailed I must as. Reviewed on: 22nd February 2023

Good card

Signed up for zopa as a go to non immediate card i love it and cant wait to use my available credit Reviewed on: 22nd February 2023

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