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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43486 reviews)

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4.94

Based on 43,486 reviews, last reviewed 18th Mar 2026

155400% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very clear and transparent explanations. Very clear and transparent explanations. I feel very valued. Reviewed on: 18th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43486)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

I applied for the card and within 2 weeks I had rece...

I applied for the card and within 2 weeks I had received and started using g my new card Reviewed on: 15th January 2026

Excellent really easy to use and pay

Excellent really easy to use and pay Reviewed on: 15th January 2026

Thanks it’s very nice and help me allot

Thanks it’s very nice and help me allot Reviewed on: 15th January 2026

When I applied for my credit card,the process was sm...

When I applied for my credit card,the process was smooth and straightforward. The starting rate was good as well. Security is good when you forget the password, they send a verification code to your mobile. When paying the balances it clears immediately other than waiting for hours. I love it Reviewed on: 15th January 2026

Really good experience with Zopa

Really good experience with Zopa Reviewed on: 15th January 2026

Good service

Easy to use app, fast and efficient service team on call when needed Reviewed on: 15th January 2026

Quality Bank

I’ve contacted Zopa times about managing existing products and even new ones to me, and each time their service has been top quality! Reviewed on: 15th January 2026

Zopa is so easy to use.

Zopa is so easy to use. Getting the credit card was hassle free. Everything in the app is easy to use. Reviewed on: 15th January 2026

Hannah jones

Great perks and service great customer service Reviewed on: 15th January 2026

Amazing quick and easy very simple sign up

Amazing quick and easy very simple sign up Reviewed on: 15th January 2026

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