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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Efficiency and simplicity

I have been delighted with the straightforward and efficient service from zopa. Their app is easy to use and gives me all the information I need. Reviewed on: 21st February 2023

Too provider

Incredible service and flexible credit card - a favourite and recommend to family and friends! Reviewed on: 21st February 2023

Best card

Help me to rebuild my credit thanks Reviewed on: 21st February 2023

Simple account and not sharks

A great app, well controlled for spending and they don't give a ridiculously unaffordable credit limit. Lots of additional information on your credit position and great support. Reviewed on: 21st February 2023

Helpful friendly staff

Spoke to a member of staff my card wouldn’t work, stayed on the line until I had solved the problem really friendly Reviewed on: 21st February 2023

Absolutely brilliant

Couldn't be a better place to get a credit card from so easy to use Reviewed on: 21st February 2023

Zopa highly recommended

Only ever had a good experience with Zopa! Reviewed on: 21st February 2023

Very Good! Thanks!

Very Good! Thanks ! Very Good! Thanks! Very Good! Thanks! Reviewed on: 21st February 2023

Simple and easy

Getting the card was simple, the app is super simple. Also it has so many added things to help improve you credit score. Really happy! Reviewed on: 21st February 2023

Best ever App for a credit card

Best ever App for a credit card, have other credits cards as well but the balance and transactions don't get updated as quickly as it is for Zopa Reviewed on: 21st February 2023

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