Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

All I can say is amazing so that’s that

All I can say is amazing so that’s that Reviewed on: 6th March 2026

First class service service

First class service and affordable lending with reasonable rates Reviewed on: 6th March 2026

Happy with service like using would recommend the se...

Happy with service like using would recommend the service to my family and friends Reviewed on: 6th March 2026

Excellent company and easy to use and great customer...

Excellent company and easy to use and great customer service Reviewed on: 6th March 2026

Excellent service and affordable

Excellent service and affordable Reviewed on: 6th March 2026

Easy to use and great app

Zopa card is easy to use especially the app as you can set a baffa for a rainy day. The app allows you to stay on top of your spending. Reviewed on: 6th March 2026

Excellent excellent

Very good experience to use dopamine credit card Reviewed on: 6th March 2026

Excellent service every time I get in-touch

Excellent service every time I get in-touch Reviewed on: 6th March 2026

It is a very good credit card to have it is good cre...

It is a very good credit card to have it is good credit f you need to use it I would recommend my family to get one Reviewed on: 6th March 2026

I've found using Zopa excellent, easy to deal with a...

I've found using Zopa excellent, easy to deal with and a company that can be trusted Reviewed on: 6th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Nectar Credit Card
from Sainsburys Bank 3.63 from 97 reviews
Gold Credit Card
from American Express 4.51 from 25 reviews
Credit builder card
from thimbl. 4.41 from 18 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub