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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great Credit Card

Had no problems using this card at home or abroad. Very good security when making a purchase. Would highly recommend. Reviewed on: 21st February 2023

Top collor. Zopa your the best. Thankyou

Helped me when no1 else did. And I appreciate everything they done for me. 5 stars. Reviewed on: 21st February 2023

Perfect credit card

Everything I’ve needed, so helpful and great customer care Reviewed on: 21st February 2023

Good credit card for people with low credit score

Happy with service and good credit card for low or bad credit history Reviewed on: 21st February 2023

Excellent Service

Excellent customer service and great communication. Reviewed on: 21st February 2023

Fantastic ZOPA

Brilliant customer service / easy to use service/ attentive staff Reviewed on: 21st February 2023

Great Company

I dont have the best credit but i was accepted for a loan and credit card by zopa, and i was so grateful for that, as it helped me out when i needed it Reviewed on: 21st February 2023

Brilliant

Easy to use app that helps you see everything that you need in one place Reviewed on: 21st February 2023

So easy to use all the app functions

I have never used a company that so easy to use and understand. Excellent Reviewed on: 21st February 2023

Zopa credit for the best

I’ve been really pleased with the service Zopa has provided me, I love how customer friendly it is and reminders they leave when payments are due. Would definitely recommend it to my friends and family. Reviewed on: 21st February 2023

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