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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Best Credit Card bank/company

Zopa has the best products tailored made to suit its customers. There was no stress when I applied for a credit card. Reviewed on: 21st February 2023

Fantastic

Seamless experience in using the credit card Reviewed on: 21st February 2023

Super

Super credit card I really like this credit card and company very much. Reviewed on: 21st February 2023

No hassle

Always update you when they need. Simple user friendly app. Never any payment problems. They rock Reviewed on: 21st February 2023

Banking Made Easy!

The thing I like best with the Zopa credit card is that when you make a payment using the app it immediately updates you balance and available funds accordingly. You don’t have to wait 3 days or more! Reviewed on: 21st February 2023

A great card from a great company

I have had a number of low interest loans from zopa, great emails full of sound financial tips and advice and the credit card is a great addition to their suite of award worthy products and services. Full marks for an ethical and fair financial institution Reviewed on: 21st February 2023

The beast

Love my card and haw flex ability it is and grate customer service Reviewed on: 21st February 2023

Very helpful

Very helpful customer service and straight forward communication Reviewed on: 21st February 2023

Quick response at essential times

I've been using my zopa card for over a year now. Besides my other cards and I've found zopa costumer servicing much more comforting and approachable comparing to other companies. Soon after it became my main credit card and I'm happy to choose that. Reviewed on: 21st February 2023

Simple to use

Brilliant card, would use daily if it was available on Apple Pay Reviewed on: 21st February 2023

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