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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy to use, clear terms and conditions and simple credit card

Been using for about a year. Love the app as it lays out everything simply. Very clear about interest rates and terms. Reviewed on: 21st February 2023

Excellent customer service and care

Excellent customer service and care. Great app easy to use. Easy to make extra payments. Reviewed on: 21st February 2023

Credit card

Using credit card last 6 moths my limit gone 400to 1100 really appreciate and happy Reviewed on: 21st February 2023

Easy to access and maintain

Easy to access and msitan. No hidden fees. All clearly defined. Already recommend to friends . Reviewed on: 21st February 2023

Quick and easy service

Great for credit building. Hassle free. Reviewed on: 21st February 2023

Happy,happy,happy

Excellent customer service and reliability Reviewed on: 21st February 2023

Nice card I like because of affordable

Nice card I like because of affordable Reviewed on: 21st February 2023

Excellent

Excellent creditors. East to use app that makes life easy . As long as you keep up payments they don’t bother you in the slightest . Highly recommend to anybody needing a little help or extra . Reviewed on: 21st February 2023

credit cards to rebuild credit

zopa credit cards gave me the scope to be able to rebuild my credit rating after bankruptcy. without zopa i never could have rebuilt my credit score to the high it is today, thank you zopa. Reviewed on: 21st February 2023

Zopa credit card- a happy customee

Great credit card with low affordable and manageable rates. Great communication with staff too. Reviewed on: 21st February 2023

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