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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Very easy to set up

4
The app is good and easy to use, a bonus is you also get a credit like score which helps keep you on track Another bonus which other companies don't do is it gives you message after you've used your card, good for security Reviewed on: 21st February 2023
Susan's avatar
Susan

Fantastic and Simple

5
The App is simple to use and easy to understand. Card statements and any details you may want are clear and easy to find. In addition, the card is colourful too! Reviewed on: 21st February 2023
Paul Goodridge-Hobson's avatar
Paul Goodridge-Hobson

Amazing

5
The extra you get with advice on building credit and clear communication is brilliant Reviewed on: 21st February 2023
CR's avatar
CR

Responsive

5
A very excellent experience, especially if you are an entrepreneur type. This organisation has literally changed my life. Absolutely Reviewed on: 21st February 2023
Mr Abz888's avatar
Mr Abz888

Amazing

5
Amazing customer service and product management Reviewed on: 21st February 2023
Kymmie Richardson's avatar
Kymmie Richardson

Brilliant customer Service

5
Outstanding company in every thing Reviewed on: 21st February 2023
John Gormley's avatar
John Gormley

Great product

5
Excellent product, great team. I look forward to many years of business. Reviewed on: 21st February 2023
Happywithmylot's avatar
Happywithmylot

Excellent card

5
Great and easy credit card to have Reviewed on: 21st February 2023
Stephen Little's avatar
Stephen Little

Good card

5
Helping me gain good credit great easy app Reviewed on: 21st February 2023
Liam Mcdonnagh's avatar
Liam Mcdonnagh

Tin

5
Does what it says on the aforementioned tin and does so very easily using the app Reviewed on: 21st February 2023
Simon Alexander's avatar
Simon Alexander

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