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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Satisfied customer

My Zopa experience has been amazing. Excellent customer service. Zopa app is excellent easy to use. Would definitely recommend to my friends. Reviewed on: 21st February 2023

Perfect credit card for credit building

I think it’s amazing for building your credit score and the rates are reasonable Reviewed on: 21st February 2023

Very helpful

Always happy to help and have great offers and quick to reply Reviewed on: 21st February 2023

Excellent provider

Market beating rates. Exceptional customer service. Highly recommended! Reviewed on: 21st February 2023

Credit card

Best credit card I recommended Zopa Reviewed on: 21st February 2023

Exciting new card

Just what the current market needed a fresh approach to credit Reviewed on: 21st February 2023

Excellent

Best credit card provider in market Reviewed on: 21st February 2023

Very happy in deed

Happy and very help full and so easy to use the app and keep track on things I will tell friends and family about it as well Reviewed on: 21st February 2023

Amazing

Using this is very easy and simple. Great customer service and very satisfied with Zopa. Reviewed on: 21st February 2023

Help me

The card been a god send in these very hard times Reviewed on: 21st February 2023

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