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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

.

First card to accept me as I had poor credit score. Really low payment help me build my score up. Thank you Zopa Reviewed on: 21st February 2023

The card gave me a chance to build my credit which i have so thank you

The card is a great way to build credit im so so happy with the card thank you zopa top card and app Reviewed on: 21st February 2023

Good credit card provider

They have been reliable and increase my credit allowance quickly Reviewed on: 21st February 2023

Simple and easy to understand

My Zopa card and the app are simple and easy to understand and use. Reviewed on: 21st February 2023

Great company

Excellent company and the app is brilliant Reviewed on: 21st February 2023

Very reliable great customer service

So easy to use and you stay in control buy the updates . Very good credit provider Reviewed on: 21st February 2023

So good

My application and all correspondence has been First Class Very easy app to understand So all round an excellent card to have Reviewed on: 21st February 2023

The Best.

Great experience. I am very happy with the all services. Reviewed on: 21st February 2023

Mobile app

It's very easy and simple to use app making payments are really easy. Reviewed on: 21st February 2023

Easy to apply and use

Applying was very straightforward Reviewed on: 21st February 2023

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