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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Handy card

Zopa card is handy when you are struggling.it came in for shopping and odds and ends Reviewed on: 15th April 2026

Honest review

Very easy to apply a little to much popping up on app to try and get people to to get extras car fiancé and loans helpful maybe to some but not all Reviewed on: 15th April 2026

My experience with zoopla is very good.

My experience with zoopla is very good.I Ve always been happy.\nOne graphic injuries from this star Reviewed on: 15th April 2026

Easy to use, under stand and application

Easy to use, under stand and application Reviewed on: 15th April 2026

Every day easy work very hard good

Every day easy work very hard good Reviewed on: 15th April 2026

Every time I have a problem they are always been goo...

Every time I have a problem they are always been good customer service and sorted it 10/10 Reviewed on: 15th April 2026

I have never had any issues with Zopa.

I have never had any issues with Zopa. It informs you a few days before any payments are due so it’s easy to keep track. Reviewed on: 15th April 2026

Very good service no issues I'd recommend it to frie...

Very good service no issues I'd recommend it to friends and family Reviewed on: 15th April 2026

Card issues

I had a problem with my card and they fix it straight away over phone by sending out a new one. once the new one arrived it worked as normal and haven’t had any problems since. The lady on the phone was very helpful, looked at everything to why it wasn’t working but as everything as working normally but the card wasn’t she decided to sent a new one to cover bases. She was very friendly and very helpful, I would recommends this to friend and family. To the point now my partner has an account with you and he had good customer services too. From start to finish. Reviewed on: 15th April 2026

Great card would highly recommend

Great card would highly recommend Reviewed on: 15th April 2026

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