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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Excellent credit card provider and very easy applica...

Excellent credit card provider and very easy application Reviewed on: 6th March 2026

Excellent service , Highly Recommend

Excellent service , you can hear the smile over the phone. Highly recommend Reviewed on: 6th March 2026

Zopa are excellent and always deliver as promised Zo...

Zopa are excellent and always deliver as promised Zopa are also excellent in providing updates so you always know where you are financially Reviewed on: 6th March 2026

Good card and rates along with customer service when...

Good card and rates along with customer service when I had an issue with a transaction. Reviewed on: 6th March 2026

Excellent service outstanding staff issues if any ea...

Excellent service outstanding staff issues if any easily resolved Reviewed on: 6th March 2026

Love it !!!

Great credit card easy to use the app is good too have told friends about it Reviewed on: 6th March 2026

Brilliant credit card

Zopa have been brilliant. I have paid on time and have only had to phone once to discuss a matter and they were extremely helpful. Reviewed on: 6th March 2026

Easy, friendly and helpful

Easy to negotiate website and helpful staff if I have any questions. Good interest rate too. Great hints on how to bring balance down quicker too Reviewed on: 6th March 2026

Super easy to be part of the family

Super easy to be part of the family Reviewed on: 6th March 2026

Excellent facilities and customer service and always...

Excellent facilities and customer service and always with a smile, easy to use app on the phone and good value for money Reviewed on: 6th March 2026

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