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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43495 reviews)

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4.94

Based on 43,495 reviews, last reviewed 20th Mar 2026

155800% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Explfantastic service Explain why not.eligable for change to lending amounts gives.plenty notice of payment amounts quick and easy to use Reviewed on: 20th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43495)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very good customer service

Very good customer service and wick response Reviewed on: 15th January 2026

Good service excelent stress free

Good service Stress free excelent access Reviewed on: 15th January 2026

Very good rate .

Very good rate .reasonable credit limit.good customer service . Reviewed on: 15th January 2026

Zopa Dupa

Great card, good rates if you keep up to date. Very satisfied, thanks Reviewed on: 15th January 2026

Zopa good - not had any issues.

Zopa good - not had any issues. But had the card for more than a year and still no sign of a credit increase, despite managing it well. Reviewed on: 15th January 2026

easy to use and great customer service

easy to use and great customer service Reviewed on: 15th January 2026

Helpful with great customer service.

Zopa are a very understanding company, with a brilliant customer service. They are always there if help is needed or just if you don't understand something. I am pleased with this company. Reviewed on: 15th January 2026

Fine with them so far with a good service

Fine with them so far with a good service Reviewed on: 15th January 2026

It has been great from the beginning with me having...

It has been great from the beginning with me having a credit card it has been very easy to transfer money and goes in super fast. Reviewed on: 15th January 2026

Zopa accepted me when my credit score wasn’t so good...

Zopa accepted me when my credit score wasn’t so good, I have no managed to build on this and be approved for a mortgage, thank you! Reviewed on: 15th January 2026

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