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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very good and clear

Easy to use and the app is very useful and easy to use Reviewed on: 21st February 2023

Excellent customer service

Great to have weekly updates and a great user friendly app Reviewed on: 21st February 2023

Easy to use

I have my card a few months now from applying to getting the card to use. First quick and easy to apply online. I’ve hardly had an issues I think I have spoken to them once online and the issue was rectified instantly. Would highly recommend! Reviewed on: 21st February 2023

Efficient and loyal

Easy access app, able to make repayments so easily Reviewed on: 21st February 2023

Great card for poor credit

Easy to do balance transfers. Easy to use app Reviewed on: 21st February 2023

Super convenient

Secure app tells you exactly what you buy and lets you keep track of your balance and payments. Reviewed on: 21st February 2023

Just amazing

The app is easy to use, the rate is good. It dose not take a long time for your deposit to be on your credit card. Transparent. Reviewed on: 21st February 2023

Amazing

Loving this card & have recommended some friends to apply for one. Reviewed on: 21st February 2023

Brilliant

I love the fact there’s money sat there for an emergency Reviewed on: 21st February 2023

Excellent Zopa

Applied for credit card and was granted without any hassle. Reviewed on: 21st February 2023

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